Flood risk home insurance

Flood Risk Home Insurance

It’s common knowledge that many parts of the UK are susceptible to flooding. Unfortunately in recent years this has become very apparent with major floods affecting people across the nation. It is estimated that there are around 5 million people living in flood risk areas in the UK.

If you live in an area that is at risk of flooding, or if your home has been affected by flood damage in the past, you may struggle to find affordable insurance to cover your house and belongings. Some mainstream providers simply do not offer insurance for previously flooded properties so you may find that your choice of insurers is severely limited.

Insurance For Homes At Risk Of Flooding

Home insurance premiums are reflective of the risk involved and the likelihood that you will have to make a claim on your policy. If your home is at risk of flooding or if you live in close proximity to water it will definitely have an impact on how much you pay for your insurance.

In our network of insurance brokers there are several specialists that work in the high risk home insurance market. We’ll send your details to brokers that can arrange low cost flood risk home insurance when mainstream insurance companies can’t help or cost too much.