If you have been convicted of driving without valid car insurance you will have your driver’s license endorsed with an IN10 conviction. You will also receive up to 8 penalty points and have to pay a hefty fine. Once you have an IN10 conviction there is a chance that you will struggle to find affordable car insurance. Unfortunately there are also a lot of mainstream insurance companies that will simply refuse to offer IN10 insurance.

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Many people that receive an IN10 conviction find themselves in trouble because of a simple mistake or a misunderstanding. It’s not uncommon for drivers to forget to make a payment to their insurer or to be confused about what their policy actually covers and fall foul of the law as a consequence. If you’ve accidentally provided incorrect information or forgotten to declare something like a previous conviction or vehicle modification to your insurer, you could end up with a conviction for driving without valid insurance. It only takes a routine traffic stop by the police for these details to emerge and what began as a simple mistake can have a huge impact on your life.